Loan Amortization Calculator
Payment, payoff date, and every month in between — plus what an extra payment really saves you. Works for any fixed-rate loan.
13-Week Cash Flow Forecast
Thirteen weeks of cash in and cash out, rolled into a live ending-cash line — the week it gets tight flags itself. Lowest-point marker, below-cushion ambers, negative reds, and a dashboard that reads the whole quarter. The standard rolling small-business cash tool, built as a formula engine.
Budget by Paycheck
Give every bill a paycheck and see exactly what's safe to spend from each check — 26 paychecks mapped, a 60-bill register, and one dark dashboard that does the math.
Debt Payoff Dashboard
List up to 20 debts, pick snowball or avalanche — see your debt-free date and the interest you'll never pay.
Freelancer Rate & Profitability Calculator
Stop guessing your rate. Back into the hourly, day, and week rate you must charge — from what you want to take home, your overhead, your tax set-aside, and your REAL billable hours — then log each project to see whether it actually hit that rate. Three tabs, pure formulas, no macros.
Invoice Generator + Tracker
Send a clean invoice — and always know who still owes you. A fillable, printable invoice plus a tracker that shows what's outstanding, what's overdue, and what got paid this month, with an aging breakdown. No subscription, no per-invoice fee.
Quarterly Estimated-Tax Planner — 2026
Quarterly estimated taxes, organized instead of dreaded: an Income Tracker for your self-employment year, a Safe Harbor Planner that runs the two standard pay-in routes as plain arithmetic on numbers YOU enter (no brackets, no rates hardcoded — every percentage is an editable reference cell), a Payment Log with the four 2026 due dates and an on-track flag, and a set-aside calculator at a rate you choose. A record-keeping and planning worksheet — not tax advice; your tax professional's calculation governs.
Reseller Tracker — 2026
Your whole reselling year on one dashboard — true net profit after fees and shipping, inventory on the shelf, sell-through, days to sell, and which platform is quietly earning the most. eBay, Poshmark, Mercari, Depop, Etsy.
Self-Employed Tax Deduction + Mileage Tracker
For 1099 contractors, freelancers, and gig workers: log expenses by IRS Schedule C category and business miles by trip, and the workbook totals your deductions, maps them to Schedule C, and estimates the tax they save. A record-keeping tool — not tax advice.
Small-Business Bookkeeping Workbook
Every invoice and expense in one place — and a P&L that updates itself: an income ledger with invoice status, an expense ledger with category dropdowns, and a month-by-month dashboard with a year at a glance.
Velocity Banking Calculator
Model the velocity-banking mortgage-payoff strategy with your own numbers — chunk from a line of credit, funnel your cash flow, and watch the payoff. Compared honestly, side by side, against minimum payments and plain extra principal.