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Drawn by a licensed architect 13-Week Cash Flow Forecast · $19 Browse the collection
Quire Paper / Finance & money math / 13-Week Cash Flow Forecast
The week it gets tight, seen coming

Businesses don't fail on the P&L. They fail on a Tuesday, out of cash.

A profitable quarter can still have one week where payroll, rent, and the estimated-tax payment land together and the account runs dry. The 13-week cash flow forecast is the standard tool for catching that week early — this one is a live formula engine: enter cash in the week it actually moves, and the rolling ending-cash line, the lowest-point marker, and the red flags figure themselves.

Available soon See what's inside
Instant download · Excel .xlsx · no macros13 weekly columns in and out + a rolling forecast engine + a live dashboardEnding cash, the lowest week, below-cushion and negative flags — all live formulas
13-Week Cash Flow Forecast cover

Profit is an opinion.
Cash in the account on payroll Friday is a fact.

The actual file

This is exactly what you download.

13-Week Cash Flow Forecast — the actual workbook, full size
How it works

Four numbers, two grids. The engine does the rest.

A Setup page, a cash-in grid, a cash-out grid, and a forecast that rolls the ending-cash line 13 weeks out — not another static spreadsheet grid.

01

Set the anchor

Your Week-1 Monday, the cash you're starting with, and your minimum cash cushion — the balance you never want to dip under. Many owners use one payroll plus rent.

02

Enter cash the week it moves

Collections when the check clears, not when you invoice. Payroll in the weeks it runs, rent every 4th column, estimated taxes in the week they're due. The lumpy timing is the whole point.

03

Read the rolling line

Each week's net cash flow rolls into ending cash, week over week. Beginning, ending, status — nothing to type on the Forecast tab, ever.

04

Watch the flags

A week under your cushion flags BELOW MIN in amber. A week under zero flags NEGATIVE in red. The lowest week carries the marker — that's the one you fix on paper, now.

05

Read the quarter on one page

Projected week-13 ending cash, the lowest cash point and its week, total in and out, average weekly net, and where the money actually goes — every number live.

06

Roll it every Monday

Fifteen minutes: new Week-1 date, actual bank balance, shift the columns, estimate the new week 13. Last week's guess becomes this week's actual — the horizon always reaches a quarter out.

What's inside

Six tabs. Zero macros. Every flag a live formula.

  • DashboardProjected ending-cash and lowest-cash-point heroes with live captions, a three-verdict strip, a 6-KPI ribbon, the 13-week ending-cash table with net CF and status, and cash in/out by category.
  • Setup + ForecastThree inputs and a date on Setup; the Forecast tab rolls net cash flow into a beginning/ending chain with a status flag per week and the lowest-week marker. All formulas, all protected.
  • Cash Inflows & Cash Outflows13 dated weekly columns by category — collections, sales, deposits in; payroll, rent, materials, subs, loans, insurance, taxes, draws out. Green cells, renameable categories, spare rows.
  • How to UseQuick-start, the weekly rolling routine, how to read the flags, the unlock password, and the disclaimer: a planning tool — estimates only, verify decisions with your accountant.
Inside 13-Week Cash Flow Forecast
Get it now
$19 · one-time

13-Week Cash Flow Forecast

$19, once. Pairs with the Bookkeeping Workbook (the monthly books behind this forecast), the Invoice Tracker (who owes you the collections column), and the Freelancer Rate Calculator.

Available soon
Instant download · Personal/single-business license · A planning tool — NOT accounting, tax, financial, or investment advice. A forecast is an estimate: actuals will differ, and no outcome is promised. Verify the decisions that matter with your accountant.
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