Quire Paper / Home & renovation / New Home Construction Budget — Owner-Builder
For Excel & Google Sheets

Build the house without losing track of a dollar.

An owner-builder is doing a general contractor's cost-control job with a homeowner's tools. This workbook is the professional version of that job, sized for one house: sixteen phases in build order, three numbers per line — budget, committed, actual — rolled into an honest forecast, a construction-loan draw log, and the out-of-pocket figure the bank statements hide. Built by a licensed architect who has watched budgets meet framing lumber.

Available soon See what's inside
Built by a licensed architectExcel & Google Sheets · pure formulas, no macrosSample build included · yours in minutes
New Home Construction Budget — Owner-Builder cover

The bank's money and your money
are not the same money.

The actual workbook

This is the dashboard itself — not a mockup.

As it opens in Excel or Google Sheets: current forecast and out-of-pocket up top, the totals ribbon, all sixteen phases with budget / forecast / variance, and the money block — cost per SF, draws, loan remaining, what you owe.

New Home Construction Budget — Owner-Builder — the actual workbook, full size
Shown with the included sample project (an 1,800 SF build, mid-construction). Overwrite the green cells with your own numbers and everything recalculates instantly.
How it works

Budget. Commit. Reconcile. Draw.

Three working tabs feed one dashboard — set it up before the first shovel, live in it until the certificate of occupancy.

01

Budget by phase, in build order

Eighty rows across sixteen phases, sitework to landscaping — the order the money actually leaves. Set square footage and contingency once.

02

Lock in committed at contract

The moment you sign a sub, enter the contract amount. Variance shows at signing — when you can still do something about it.

03

Enter actuals as invoices land

The forecast takes the actual on finished lines and the larger of paid-so-far and contract on open ones — a partial payment never understates where a line will land.

04

Track every loan draw

Requested, received, and what the bank still holds — the draw log keeps the lender's money visible and separate.

05

Know your out-of-pocket

Payments made minus draws received: what the build has cost YOU so far. The number owner-builders feel but rarely see in one place.

06

Watch cost per square foot

Live from the forecast — the number everyone will ask you at the end, honest the whole way through.

What's inside

Five tabs. Zero macros. Every number a live formula.

  • DashboardCurrent-forecast and out-of-pocket heroes, a six-figure ribbon, all sixteen phases with budget / forecast / variance (over in red), and the money & milestones block.
  • BudgetThe 80-row register: item, phase, vendor, status, budget, committed, actual — forecast and variance figure themselves.
  • Draws + PaymentsA construction-loan draw log with received-to-date and loan-remaining, and a 40-row payments log with phase and method dropdowns.
  • How to UseQuick start, every definition in plain language, and the sheet-protection password.
Inside New Home Construction Budget — Owner-Builder
Get it now
$22 · one-time

New Home Construction Budget — Owner-Builder

One-time $22 for the cost-control system a six-figure build deserves — from someone who does this for a living.

Available soon
Instant download · Personal-use license · A planning tool, not contractor pricing, lending, or professional advice.
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