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Budget by Paycheck · $14 Browse the collection
Quire Paper / Finance & money math / Budget by Paycheck
For Excel & Google Sheets

Know what's safe to spend from every single check.

Monthly budgets lie to people who get paid biweekly. Budget by Paycheck maps all 26 checks, lands every bill on the check that pays it, and answers the only question that matters on payday: after the bills and set-asides, what's actually mine?

Available soon See what's inside
Works in Excel & Google SheetsPure formulas — no macros to enableSample household included · yours in minutes
Budget by Paycheck cover

A month is a fiction.
A paycheck is a fact.

The actual workbook

This is the dashboard itself — not a mockup.

As it opens in Excel or Google Sheets: the paycheck selector and safe-to-spend card up top, the cobalt totals ribbon, this check's bills with paid checkmarks and a running remainder, and every upcoming check's number down the right.

Budget by Paycheck — the actual workbook, full size
Shown with the included sample household ($2,150 biweekly check). Overwrite it with your own bills and everything recalculates instantly.
How it works

Four numbers per bill. One answer per payday.

Set it up once in the planner, then live on the dashboard — no formulas to write, nothing to maintain.

01

List your paychecks

Twenty-six rows, dates chained automatically every 14 days from your first check — adjust any date or amount and the rest follow.

02

Register your bills

Up to 60 bills and set-asides: name, amount, due day. The sheet suggests which paycheck each bill lands on; an override column lets you move any bill to any check.

03

Pick a check, read the answer

The dashboard selector shows any check's bills, set-asides, percent spoken for — and the big green SAFE TO SPEND number.

04

Watch the remainder fall

Each bill row shows what's left after it clears, landing exactly on your safe-to-spend figure. The math proves itself on screen.

05

Mark bills paid

A paid column tracks what's cleared; STILL TO PAY shows what this check still owes. Overspend a check and the number turns red — no surprises.

06

See the next checks coming

An upcoming panel shows every future paycheck's spoken-for and safe numbers — heavy checks stop being ambushes.

What's inside

One clean workbook, ready on payday.

  • Dashboard sheetPaycheck selector, safe-to-spend card, cobalt totals ribbon, this-check bill table with running remainder, and the upcoming-checks panel — full-bleed dark, designed like software.
  • Paycheck Planner sheetThe 26-check schedule and 60-row bill register with suggested-check logic and manual overrides. Sample household included so you can see it working before you type a number.
  • Locked like softwareOnly the input cells are editable — a stray click can't break a formula. The unlock password is documented inside if you want to customize.
  • Verified math + how-to guideEvery readout cross-checked to the cent in real Excel (61 automated assertions). Plain-English setup steps in the How to Use tab.
Inside Budget by Paycheck
Get it now
$14 · one-time

Budget by Paycheck

One-time $14 for the workbook that answers payday's only real question — this check, this fortnight, what's actually yours.

Available soon
Instant download · Personal-use license · A planning tool, not financial advice.
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