Enter five numbers and get your monthly payment, payoff date, and the full month-by-month schedule — plus what an extra $100 a month actually saves you.
Your lender knows these numbers by heart.
Now you do too.
No formulas to write, no setup — the workbook is finished. You just type in your loan.
Amount, rate, term, and first payment date — four blue cells. Add an optional extra monthly payment as the fifth.
Monthly payment, total interest, total cost, months to pay off, and your payoff date — computed instantly.
A full amortization schedule: interest, principal, extra, and remaining balance for every single payment.
Type in $50 or $200 extra and watch the interest saved and the years cut off your loan — the schedule reshapes itself.
The final payment adjusts itself to land the balance on exactly zero, and the schedule ends where your loan does.
Mortgage today, auto loan next year — one file handles any fixed-rate loan up to 40 years. No subscription.
One workbook for mortgages, auto loans, student loans — any fixed-rate loan. Download once, use it for every loan you ever have.
Available soon
Every task, owner, and deadline on one dashboard — with a weekly Gantt timeline that draws itself from your dates.
A calm one-page daily planner for busy minds: brain-dump, pick just three, break down the scary task, end the day with proof. From our Daily Reset line.