Mortgage payoff strategy
Your mortgage, three honest ways to kill it — side by side.
Velocity banking uses a line of credit to make lump-sum 'chunk' payments against your mortgage while your income parks in the LOC to hold down interest. This calculator models it with your own numbers — mortgage, line of credit, income, expenses, chunk size — and then does the thing most velocity calculators won't: it shows the same plan against just making minimum payments and against paying the same surplus straight to principal, so you can see exactly where the strategy helps and where it doesn't.
Available soon
See what's inside
Excel & Google Sheets · pure formulas, no macrosHonest three-way comparison built inRisk flags when the numbers don't favor it
