List your debts and one extra-payment number, toggle snowball or avalanche, and the dashboard computes your payoff order, month-by-month plan, debt-free date — and the interest you'll never pay.
Debt apps want a subscription and your bank login.
This wants a list of your debts.

The rollover math — every freed-up minimum cascading into the next debt — is already wired.
Name, balance, APR, and minimum payment in the blue cells — up to 20 debts of any kind.
One number: whatever you can put toward debt beyond the minimums each month. Even $50 moves the date.
Snowball (smallest balance first, for momentum) or avalanche (highest APR first, for math) — one dropdown re-plans everything.
Every debt gets its payoff order, months to zero, and payoff date. The focus debt wears the cobalt chip.
The headline KPI: total interest saved versus paying minimums only — the number that keeps you going.
The Payoff Plan tab shows all 240 months: every balance falling, every freed-up minimum rolling forward.
Credit cards, car loans, student loans, medical bills — one board turns them into a dated, ordered plan you can actually follow.
Buy & download instantly
Payment, payoff date, and every month in between — plus what an extra payment really saves you. Works for any fixed-rate loan.

A full year of designed two-minute safety talks — 52 one-page talks, each with a matching sign-in + quiz record sheet, an annual topic calendar, and the delivery method. Now with every talk as an editable PowerPoint deck and Word sheet, so you can put your company on it.
Every bid on one dashboard — pipeline value, hit rate, what's due in the next two weeks — plus a line-item estimate worksheet that builds the bid price itself, from divisions to overhead, profit, and contingency.

Give every bill a paycheck and see exactly what's safe to spend from each check — 26 paychecks mapped, a 60-bill register, and one dark dashboard that does the math.

Take bookings on your own site and keep the fees: a complete direct-booking website for short-term rentals — live calendar, card payments, Airbnb & VRBO sync, demand pricing, and a real automation API. You own the code; no monthly SaaS. One repeat guest a year pays for it.

A 12-week goal workbook held lightly: tiny-rung ladders, light weekly check-ins, and a mid-season permission slip. From our Daily Reset line.
Every project's budget, committed costs, and actuals on one dark dashboard — cost to complete, projected at completion, and the margin you're actually going to make, by cost division, with OK / WATCH / OVER status on every line.

Ten photocopy-ready forms that run the documentation layer of a jobsite safety program — inspections, incidents, near misses, pre-task plans, orientation, and the logs in between. PDF plus editable Word versions of every form.
Every professional license across all 50 states on one dashboard — with a US map that heat-shades by license count.

A repeatable method for capturing a person's memories, voice, and wisdom before the window closes — interview frameworks, a question bank for a year of Sundays, the archive system, and an honest guide to the AI layer on top.
Your whole reselling year on one dashboard — true net profit after fees and shipping, inventory on the shelf, sell-through, days to sell, and which platform is quietly earning the most. eBay, Poshmark, Mercari, Depop, Etsy.

Every invoice and expense in one place — and a P&L that updates itself: an income ledger with invoice status, an expense ledger with category dropdowns, and a month-by-month dashboard with a year at a glance.

A guided capture kit for loud minds: prompted brain-dump page, a calm four-pile sort, tiny first steps, a bedside night page, and pocket cards. From our Daily Reset line.

A calm one-page daily planner for busy minds: brain-dump, pick just three, break down the scary task, end the day with proof. From our Daily Reset line.

A calm month-ahead ritual: dump it all, pick just three things, keep one gentle habit, close the month with proof. From our Daily Reset line.

The complete Daily Reset collection — Daily, Weekly, and Monthly Resets, Gentle Goals, and the Brain Dump, with a Start Here guide. $56 separately, $39 together.

A ten-minute Sunday ritual: dump the week, pick three, match heavy work to your good hours, close kindly on Friday. From our Daily Reset line.

Four photocopy-ready forms that turn safety talks into documentation: sign-in sheet, briefing record, meeting minutes, and a 52-week annual log. Keep the binder audit-ready.