Quire Paper / Finance & money math / Debt Payoff Dashboard
For Excel & Google Sheets

Pick a strategy. Meet your debt-free date.

List your debts and one extra-payment number, toggle snowball or avalanche, and the dashboard computes your payoff order, month-by-month plan, debt-free date — and the interest you'll never pay.

Instant .xlsx downloadWorks in Excel & Google SheetsUp to 20 debts · 20-year horizon
Debt Payoff Dashboard cover

Debt apps want a subscription and your bank login.
This wants a list of your debts.

The actual file

This is exactly what you download.

Debt Payoff Dashboard — the actual workbook, full size
How it works

One list of debts in. A whole plan out.

The rollover math — every freed-up minimum cascading into the next debt — is already wired.

01

List your debts

Name, balance, APR, and minimum payment in the blue cells — up to 20 debts of any kind.

02

Add your extra payment

One number: whatever you can put toward debt beyond the minimums each month. Even $50 moves the date.

03

Toggle the strategy

Snowball (smallest balance first, for momentum) or avalanche (highest APR first, for math) — one dropdown re-plans everything.

04

Read your order

Every debt gets its payoff order, months to zero, and payoff date. The focus debt wears the cobalt chip.

05

See the real prize

The headline KPI: total interest saved versus paying minimums only — the number that keeps you going.

06

Watch the cascade

The Payoff Plan tab shows all 240 months: every balance falling, every freed-up minimum rolling forward.

What's inside

One dashboard workbook, plan included.

  • Dashboard sheetFull-bleed dark board: strategy and extra-payment inputs, KPI ribbon with your debt-free date, and the 20-debt table with payoff order and timeline bars.
  • Payoff Plan engineA 240-month simulation grid in pure formulas — interest accrual, minimums, and the rollover cascade. Inspectable, no black box, no macros.
  • Locked like softwareOnly the blue inputs are editable — the plan can't be broken by a stray click. Unlock password documented in the guide.
  • How-to guideQuick start, both strategies in one sentence each, Google Sheets import notes, and honest sample data you overwrite.
Inside Debt Payoff Dashboard
Get it now
$12 · one-time

Debt Payoff Dashboard

Credit cards, car loans, student loans, medical bills — one board turns them into a dated, ordered plan you can actually follow.

Buy & download instantly
Instant download · Personal-use license · A planning tool, not financial advice
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