Every owner-operator can quote the rate they got on the last load. Far fewer can say what that load actually COST to run — and the difference between those two numbers is whether the month worked. Most trucking spreadsheets on the market are bookkeeping-grade expense lists; this kit is built around the cost-per-mile engine instead. Log your loads (loaded miles, deadhead miles, gross), log your fill-ups (gallons, price), enter the fixed bills that arrive whether the truck moves or not, and the formulas do the rest: your fixed cost per mile at the monthly miles YOU expect to run, your fuel cost per mile and MPG straight from the logs, maintenance and tire escrows at rates you set, and the number it all adds up to — total cost per mile. From there it gets practical: your breakeven rate per LOADED mile at your actual deadhead percentage (deadhead doesn't pay, but it costs), the estimated profit on every load in the log, and a dashboard that names the loads that didn't pay for themselves. To be clear about what you're buying: a record-keeping and planning calculator — not tax, accounting, or DOT/IFTA compliance advice. It does no IFTA math; the fuel log keeps your receipts organized for your own IFTA process, and your accountant and compliance processes govern the official stuff.
One sample load runs below breakeven on purpose.
The red row is the whole point — this workbook exists to catch it before you take the next one.
As it opens in Excel or Google Sheets: the total-cost-per-mile and profit-per-loaded-mile heroes, the verdict strip (the rate, the miles, the loads), the KPI ribbon with deadhead % and MPG, the worst and best three loads by estimated profit, and the month-by-month revenue/miles/profit trend.

Three logs in, the number that runs your business out.
Truck and trailer payments, insurance, plates and permits (annual total ÷ 12), parking, ELD — one row each. Then set EXPECTED MILES PER MONTH, and your fixed cost per mile computes.
Date, truck stop, gallons, price per gallon. The fuel log turns into MPG (fill-up method) and fuel cost per mile — live, from your real numbers, not a guess.
Maintenance, tires, tolls/misc — cents per mile you set aside so the repair bill doesn't wreck the month. All three are green cells; nothing is hardcoded.
Date, broker, lane, LOADED miles, DEADHEAD miles, gross pay. Rate per mile on all miles and per loaded mile compute per row — plus estimated profit at your current cost per mile.
Fixed + variable = total cost per mile, your breakeven on all miles. Then the sharper number: breakeven per LOADED mile at your actual deadhead % — the one to hold against a broker's offer.
The dashboard names the rate (average vs breakeven), the miles (total, deadhead %, MPG), and the loads (how many ran below breakeven — and which ones, worst first).
One-time $19. Runs the professional-tools shelf with the Notary & Loan Signing Agent Business Kit, the Self-Employed Tax Deduction + Mileage Tracker (the Schedule-C-shaped year for 1099 work), and the Small-Business Bookkeeping Workbook (full books when you outgrow a single log).
Available soonEvery professional license across all 50 states on one dashboard — with a US map that heat-shades by license count.

Payment, payoff date, and every month in between — plus what an extra payment really saves you. Works for any fixed-rate loan.

Thirteen weeks of cash in and cash out, rolled into a live ending-cash line — the week it gets tight flags itself. Lowest-point marker, below-cushion ambers, negative reds, and a dashboard that reads the whole quarter. The standard rolling small-business cash tool, built as a formula engine.

A full year of designed two-minute safety talks — 52 one-page talks, each with a matching sign-in + quiz record sheet, an annual topic calendar, and the delivery method. Now with every talk as an editable PowerPoint deck and Word sheet, so you can put your company on it.

The Spanish edition of our 52-Week Toolbox Talk System: a full year of designed, two-minute jobsite safety talks — in Spanish — each with a matching sign-in + quiz record sheet, an annual topic calendar, and a delivery guide. For crews that run their talks in Spanish. Charlas de seguridad, listas para leer.
Every bid on one dashboard — pipeline value, hit rate, what's due in the next two weeks — plus a line-item estimate worksheet that builds the bid price itself, from divisions to overhead, profit, and contingency.

Raw totals lie — the cheapest-looking bid is often just the emptiest one. Compare 4–6 sub or vendor bids line-by-line across your scope items, plug the gaps where a bidder excluded or no-bid a line, and read leveled totals that carry the SAME scope for every bidder — with auto low/high/spread per line, red scope-gap flags, a leveled ranking, and an exclusions log. Four tabs, pure formulas, no macros.

Give every bill a paycheck and see exactly what's safe to spend from each check — 26 paychecks mapped, a 60-bill register, and one dark dashboard that does the math.

Every Davis-Bacon job means certified payroll every week — and the WH-347 is a slow form to fill from scratch. This workbook organizes the week the way the form reads: classification rates you set once, O/S daily hours per worker, auto gross (ST × base + OT × 1.5 × base), fringe obligation, deductions to net — then a Statement-of-Compliance prep checklist, a multi-week log, and a dashboard. Transfer line by line to the official DOL form. A prep aid — not the form itself.

Bookkeeping built the way construction money actually moves: every transaction carries a JOB code, so the same two ledgers produce a By-Job P&L (billed, direct costs by category, gross profit, margin — per job), a cash-basis Monthly P&L with overhead as its own honest line, and a dashboard that names your best and worst jobs. One sample job loses money on purpose — that red row is the point. A record-keeping tool, not accounting advice.
A construction loan doesn't fund all at once — it funds draw by draw, and it charges interest on every dollar the day it lands. This workbook runs the whole loan: an earned-value draw schedule by construction phase (budget × % complete − previously drawn = this draw request), a draw log with a live actual/365 interest-carry chain, and a dashboard reading utilization, remaining availability, interest vs reserve, and pending draws. Five tabs, pure formulas, no macros.

Bill a progress payment in minutes — an original AIA-style application for payment with a schedule of values, retainage on work and stored materials, and change-order math that ties out to the cent. The application foots every time.

The proposal that wins the job and prevents the fight: real scope-of-work language written trade by trade by a licensed architect, an exclusions page that stops the "I assumed that was included" conversation, and an Excel pricing worksheet that generates every number the proposal quotes.

A superintendent's daily field log: one row per day — weather, crew, man-hours, deliveries, delays, safety — that rolls up to man-hours, lost days, and delay causes on a live dashboard, plus a print-ready daily report form for the trailer.

List up to 20 debts, pick snowball or avalanche — see your debt-free date and the interest you'll never pay.

Take bookings on your own site and keep the fees: a complete direct-booking website for short-term rentals — live calendar, card payments, Airbnb & VRBO sync, demand pricing, and a real automation API. You own the code; no monthly SaaS. One repeat guest a year pays for it.

One model, two exits: run a Fix & Flip and a BRRRR off the same numbers — net profit, ROI, the 70% rule, cash-out refinance, cash flow, and cash-on-cash — fed by a rehab budget you estimate the way a contractor does, by construction division. Four tabs, pure formulas, no macros.

Stop guessing your rate. Back into the hourly, day, and week rate you must charge — from what you want to take home, your overhead, your tax set-aside, and your REAL billable hours — then log each project to see whether it actually hit that rate. Three tabs, pure formulas, no macros.

A 12-week goal workbook held lightly: tiny-rung ladders, light weekly check-ins, and a mid-season permission slip. From our Daily Reset line.

The volunteer treasurer's workbook for a small self-managed HOA or condo association. A per-unit dues register (monthly or quarterly assessments, a Jan–Dec payment grid, auto billed/paid/balance and Current/Late/Delinquent status at YOUR threshold), budget vs actual with over-pace flags, a reserve-fund tracker measured against your own reserve-study target, and a print-ready Board One-Pager — the sheet you hand the board every month. A record-keeping tool, not accounting or legal advice.

A renovation budget built the way an architect phases a project — by trade, in build order, with room tags. Contingency held on top, planned-vs-actual variance, contractor-quote comparison, and a payments log that knows what you still owe. Five tabs, pure formulas, no macros.

The three records every house should have, from a licensed architect: a maintenance schedule with a live due engine (45 curated tasks — roof, envelope, mechanicals), an insurance-ready home inventory with replacement value by category, and a service log that proves the house has been cared for. Four working tabs, pure formulas, no macros.

The design file with real numbers: an FF&E schedule that costs itself (qty × unit → extended price, procurement status), a room-by-surface finish schedule, a budget that pulls its actuals straight from your FF&E selections, a client intake questionnaire, and a live rollup dashboard. Six tabs, pure formulas, no macros.
Send a clean invoice — and always know who still owes you. A fillable, printable invoice plus a tracker that shows what's outstanding, what's overdue, and what got paid this month, with an aging breakdown. No subscription, no per-invoice fee.
Every project's budget, committed costs, and actuals on one dark dashboard — cost to complete, projected at completion, and the margin you're actually going to make, by cost division, with OK / WATCH / OVER status on every line.

Ten photocopy-ready forms that run the documentation layer of a jobsite safety program — inspections, incidents, near misses, pre-task plans, orientation, and the logs in between. PDF plus editable Word versions of every form.
Your whole rental portfolio in one workbook: a rent roll (with a live lease-expiration engine), a rent ledger, and a maintenance log that roll up to occupancy, collections, expiring leases, and open repairs on one dashboard. For small-portfolio, long-term-rental landlords.
Every lease's days-to-end and status — Active, Renewal window, Expiring soon, Expired, Month-to-month — plus your renewal offers, the tenants' responses, the auto % increase, and a notice-deadline timeline for every unit. The renewal season, run from one workbook.

60 items, room by room — rated Good / Fair / Poor at move-in and again at move-out, with automatic CHANGED flags when condition comes back worse, your proposed tenant charges, and a deduction summary against the deposit. The walk-through, documented properly.

Every project's change orders in one book — not another single-job form. A 70-row register (project, CO #, cost and schedule impact, Draft/Submitted/Approved/Rejected/Void) feeds a per-project contract roll-forward (original + approved = revised), a PENDING EXPOSURE hero — the work you may be doing before it's signed — approved-but-unbilled flags, approval rate, and average days to approval. A tracking tool, not contract advice.

Cost control for building a house, from a licensed architect: sixteen phases from sitework to landscaping, budget → committed → actual → forecast on every line, a construction-loan draw log, and the out-of-pocket number owner-builders feel but rarely see. Five tabs, pure formulas, no macros.

The business side of a mobile notary / signing agent practice, in one workbook: a Signing Log (fee, miles, travel time, payment status) that feeds income by month, by signing type, and by client; an Expense Log with a live category rollup; and a mileage engine that turns your driving into an estimated deduction at a rate YOU set. Not an official notary journal — keep your state-required journal separately.

A repeatable method for capturing a person's memories, voice, and wisdom before the window closes — interview frameworks, a question bank for a year of Sundays, the archive system, and an honest guide to the AI layer on top.

A construction punch list that rolls itself up: log each item once and the dashboard shows percent complete, open work by trade, what's overdue, and where your closeout deliverables stand — warranties, O&M, as-builts, permits. Four tabs, pure formulas, no macros.

Books for managing other people's rentals: a property + owner register, income and expense logs with auto owner and fee lookups, and the engine generic spreadsheets don't have — pick an owner and a month and the owner statement generates itself, down to NET DUE TO OWNER. Six tabs, pure formulas, no macros.

The buy-and-hold analyzer with honest inputs: a contractor-grade make-ready estimate feeding your cash invested, operating expenses BOTH ways (fixed line items plus %-rule reserves for vacancy, maintenance, capex, management), then NOI, cap rate, cash flow, cash-on-cash, DSCR, GRM, and the 1% rule — each with a plain verdict. A 10-year projection compounds YOUR growth assumptions into cash flow, equity, and total return, and a 3-property comparison names the strongest candidate. A calculator — not investment advice; every number is yours.
Your whole reselling year on one dashboard — true net profit after fees and shipping, inventory on the shelf, sell-through, days to sell, and which platform is quietly earning the most. eBay, Poshmark, Mercari, Depop, Etsy.

Track every tenant security deposit through its whole life — held, where it's held, itemized move-out deductions, and the state return deadline — so a missed return window never becomes a penalty. Pairs with the Landlord / Rental Property Tracker.
For 1099 contractors, freelancers, and gig workers: log expenses by IRS Schedule C category and business miles by trip, and the workbook totals your deductions, maps them to Schedule C, and estimates the tax they save. A record-keeping tool — not tax advice.

Every invoice and expense in one place — and a P&L that updates itself: an income ledger with invoice status, an expense ledger with category dropdowns, and a month-by-month dashboard with a year at a glance.

Buy the property, or lease it and host it? One set of honest numbers runs both: a 12-month seasonal revenue model (your occupancy, your rates) and a furnish-to-launch budget feed a BUY analysis (PMT payment, cash flow, cash-on-cash, cap rate) and a RENTAL-ARBITRAGE analysis (margin, payback months) side by side. Five tabs, pure formulas, no macros.

Eleven pre-written guest messages for the whole stay — booking confirmation, pre-arrival, check-in details, mid-stay, checkout, the post-stay review request, and four calm issue responses — plus a when-to-send-what timing cheat-sheet. Replace the blue example text with your details; works by hand, in saved replies, or pasted into any scheduling tool.

A beautiful, fully editable house manual for your short-term rental: Wi-Fi, check-out, how everything works, house rules, your local favorites, and safety — all in one polished guidebook. Replace the blue example text with your details, delete the tips, print it or save a PDF for a QR-code digital guide. Editable Word template + a filled sample PDF.

Every booking and expense across your Airbnb & VRBO listings in one workbook — with per-property P&L, occupancy, ADR, cleaning and platform fees, and net profit figured for you. Multi-property, formula-driven, no macros.
Never run short mid-turnover. Set a par level for every supply in every property, log what's on hand, and the sheet computes the reorder quantity, the restock cost, and an OK / Reorder / Out status — with a dashboard that totals your shopping run by category and by property. Two tabs, pure formulas, no macros.

Not a static printout — a trackable turnover QA system. ~48 tasks across 8 zones, each with a critical flag and a done check, plus a live engine that shows your completion %, tasks remaining, and the critical items still open before you hand the property over. Two tabs, pure formulas, no macros.
Every subcontractor's certificate of insurance in one register that watches the expiration dates for you — flagging who's lapsed, who's about to, and who's missing a required policy before they set foot on your site. Type the dates; the workbook tracks the rest.

Two logs every project lives by — a submittal register and an RFI log on one dashboard that shows, at a glance, what's open, what's overdue, and whose court the ball is in. Type your entries; the workbook counts the rest.

Document every time & material extra: a signable field ticket for labor, material, and equipment (each with its own markup), plus a running log of every ticket and a dashboard that surfaces your UNBILLED EXPOSURE — the approved work that hasn't hit an invoice yet. Four tabs, pure formulas, no macros.
Compare rental applicants side by side on the same lawful criteria — income ratio, credit, rental history, references, background — with a built-in fair-housing & FCRA checklist. It does the income math and keeps the record; you make the decision.

A guided capture kit for loud minds: prompted brain-dump page, a calm four-pile sort, tiny first steps, a bedside night page, and pocket cards. From our Daily Reset line.

A calm one-page daily planner for busy minds: brain-dump, pick just three, break down the scary task, end the day with proof. From our Daily Reset line.

A calm month-ahead ritual: dump it all, pick just three things, keep one gentle habit, close the month with proof. From our Daily Reset line.

The complete Daily Reset collection — Daily, Weekly, and Monthly Resets, Gentle Goals, and the Brain Dump, with a Start Here guide. $56 separately, $39 together.

A ten-minute Sunday ritual: dump the week, pick three, match heavy work to your good hours, close kindly on Friday. From our Daily Reset line.

Four photocopy-ready forms that turn safety talks into documentation: sign-in sheet, briefing record, meeting minutes, and a 52-week annual log. Keep the binder audit-ready.

Model the velocity-banking mortgage-payoff strategy with your own numbers — chunk from a line of credit, funnel your cash flow, and watch the payoff. Compared honestly, side by side, against minimum payments and plain extra principal.

MAO the way it should be figured: your own comps normalized to $/sqft suggest the ARV, a contractor-grade repair quick-estimate feeds the chain, and ARV × your %-rule − repairs − your fee = the most you can offer. Then the deal side: assignment-fee scenarios at three tiers (what the end buyer pays, their margin, whether the rule still holds), a double-close cost check, and a 24-row pipeline from lead to close. A calculator — not legal or investment advice; wholesaling rules vary by state.